The Medical Services Plan (MSP) does not provide coverage for the following:

• services that are deemed to be not medically required, such as cosmetic procedures

• preventive services and screening tests not supported by evidence of medical effectiveness (for example, routine annual "complete" physical examinations, whole body CT scans, prostate specific antigen (PSA) tests)

• medical examinations, certificates or tests required for:

  • driving a motor vehicle

  • employment

  • life insurance

  • school or university

  • recreational and sporting activities

  • immigration purposes

 

For specific questions on services that are not covered, please ask us. All uninsured services and costs will be discussed before proceeding.